Since 2017, all contributions to the compulsory pension insurance system are made to the Federal Tax Service, since since this period all administrative functions for accounting for insurance contributions have been in the department of the tax service. Contributions to the pension provision of citizens of the Russian Federation are made by employers, citizens themselves and co-financed by the state. Pension savings are also invested and bring additional income to their owners, which is distributed to individual accounts of clients of non-state pension funds (NPFs) and management companies (MCs), for the “silent” - this is VEB. In connection with the innovations for policyholders in 2017, the question became relevant: has the procedure for checking contributions to the pension fund according to SNILS changed?

Until 2013, the Pension Fund sent letters to all citizens of the Russian Federation at their registered address. The letters contained detailed information about the status of the citizen’s individual personal account for the entire period of his stay in the pension insurance system and current changes for the reporting period.

At the current time, there are several ways to check contributions to the pension fund using SNILS. To do this, you can contact the OPFR providing the insurance certificate of the insured person and a Russian passport. And also, due to the automation of many processes in the extra-budgetary fund, citizens have the opportunity to view contributions to the Pension Fund via the Internet.

On the Internet, you can check your individual personal account in the pension insurance system in several ways, which depend on what type of pension you need to clarify information about - insurance or savings, and who is the insurer of pension savings - NPF or Pension Fund. If funds are invested through a management company (private or public), then the insurer is the Pension Fund, otherwise - the NPF.

Depending on this, you can check contributions to the Pension Fund according to SNILS through the government services portal, on the website of the Pension Fund or NPF.

View contributions to the Pension Fund via the Internet on the government services portal

In order to obtain information on the insurance pension account for citizens of the Russian Federation, you can use the electronic portal of government services. Also here, citizens whose insurer is the Pension Fund can obtain information about the status of their savings account.

On the portal in your personal account, you need to enter the electronic services section, select the Pension Fund column - ILS status in the OPS system, determine what form of notification you need to order, and receive the service. After this, a report will be generated within a few minutes.

Before using this method of obtaining information about the status of your pension account, you will need to register on the portal.

Check contributions to the Pension Fund via the Internet on the Pension Fund website

In addition to the government services portal, insured persons can obtain information about their formed pension rights for insurance pensions and pension savings, the insurer of which is the Pension Fund of the Russian Federation, on ]]> the official website of the extra-budgetary fund ]]>. To do this, you will need to register in the electronic service “Citizen’s Personal Account” through the Unified Identification and Authentication System (USIA). Then in the “formation of pension rights” section you can obtain information about your individual pension account.

If one of the two above methods is used, the citizen receives information about the payers of insurance premiums, the amount of contributions received for the entire period, the amount of contributions for the reporting period and the final indicator of pension rights. And also, the percentage of profitability from investing pension savings, if the insurer is the Pension Fund.

Check contributions to NPF via the Internet

If the funded pension is managed by a non-state pension fund, then the citizen will not be able to obtain information about the status of his savings account through the government services portal or on the Pension Fund website. To do this, you will need to use your personal account on the NPF website.

At the current time, most NPFs from the DIA register continue to inform their clients about the status of their savings account by sending out letters. However, more and more NPF clients are using electronic services for this, which can be used on the official NPF website in the “personal account” section. To enter it you must enter your username and password. The login is the eleven-digit number of the insurance certificate (SNILS), and the password is provided to the client when concluding an insurance policy agreement with the NPF or later - after the client registers in the fund’s database, the password is sent to him by SMS notification or registered mail.

On the NPF website, the client can check information only about the status of the funded pension.

Since 2014, 22% of insurance premiums have been directed towards insurance pensions, since the financing of citizens’ pension savings is “frozen” until 2019. During this period, the funded pension increases only due to investment income accrued by the NPF or management company.

Today we have to figure out how to find out the funded part of the pension. This question can be interpreted in several senses. The first is obtaining information about the location of funds. The second meaning is to clarify the amount available to a particular citizen. There are no significant differences on these issues. Often in the first case the secret of the second is revealed. However, you should first find your retirement savings and then find out about the amount of money. Everything that can relate to the issue of detecting pension contributions is further.

Two parts of one whole

How to find out the funded part of a pension? First you need to understand what kind of money we are talking about. Then find them, and only then clarify the amount that the citizen has.

Currently in Russia there is a system that allows citizens to create their own pension. Payments consist of an insurance and savings part. The first is stored by default in the Pension Fund of the Russian Federation, depending on the length of service and average earnings of the citizen. The second is the deductions that a person makes himself. The more you transfer, the higher your pension will be in the future. It is the funded part of pension payments that interests many. Especially the question of available money.

Search for savings

How to find out the funded part of a pension? The first step is to understand where the money is stored. Then provide a certain list of documents in order for one or another authority to issue information about funds.

Savings can be found in several ways. First, you need to remember whether the citizen entered into an agreement with anyone to transfer the funded part of the pension to one or another organization. The person must have a copy of the agreement. If such an agreement is found, information about the status of savings will need to be obtained from the specified organization.

If no agreements have been signed, then there is no need to think about how to find out the funded part of the pension. The money will be kept in the Russian Pension Fund. This means that you will need to contact the Pension Fund for account details.

Sources of information

So, suppose an organization has been discovered where the funded part of the pension is stored. How to find out the amount that has accumulated in a citizen’s account? What sources should I turn to? Currently in Russia it is possible to find out about the status of the personal account of the insured person in the following places:

• in a company with an employer;
• in the district pension fund;
• to the Pension Fund of Russia;
• in NPF;
• in the bank;
• via the Internet (Public Services portal).

Where exactly should I go? Everyone decides this question independently. The only thing that should be taken into account is that non-state pension funds and banking companies should be contacted only if the money is kept outside the Pension Fund.

Through the employer

How to find out the funded part of a pension? All financial issues and deductions transferred for a particular employee are available to the employer. Therefore, everyone can find out about the status of their personal account through their boss. How exactly to proceed? Need to:

1. Come to your boss (preferably to the accounting department) with your passport and SNILS.
2. Send a request orally or in writing to receive information about the status of your personal insurance account.
3. Receive a statement that will display all the information.

As a rule, it is enough to simply come, provide your SNILS number and ask for the information of interest. Employers in this area should not have any secrets. They cannot refuse the service.

One small nuance - the method is relevant only for officially employed citizens. If a person works without registration, it will not be possible to find out through the employer about the status of the funded part of the pension. After all, such a boss does not make monthly payments for his subordinate. This means that they are not aware of the state of the account.

Pension funds

The next option can be done in two ways. It is proposed to contact the Pension Fund either in person or by telephone (a very dubious proposal). How to find out the funded part of the pension (amount)? As for the phone call, you must:

1. Prepare documents (identity cards and SNILS).
2. Call the district pension fund (or the Pension Fund).
3. Provide information about yourself and your account with a request to provide information about the funded part of the pension.
4. Get the data you need.

This option is implemented extremely rarely. Employees of pension funds, as a rule, do not disseminate information about the status of personal accounts over the phone. Therefore, it is better to appear in person at one or another PF.

How can you understand how much the funded part of your pension is? How to find out the amount of money a citizen has in his account? To do this you need:

1. Prepare documents (SNILS and identity card).
2. Come to the district Pension Fund (or the Pension Fund of the Russian Federation, or the Non-State Pension Fund) and write an application to provide details of your personal account.
3. Receive a document of the established form, which will contain information about the funded part of the pension.

The request is processed instantly. Usually, 10-15 minutes after applying to one or another pension fund, a citizen is given an extract from his personal account.

Banks

How to find out the funded part of a pension according to SNILS? Another option is to contact banking companies. If we are talking about a non-state fund, then you can contact your partner bank, otherwise it is recommended to go to Sberbank.

The procedure for obtaining information is no different from applying to pension funds. A citizen must:

1. Show your passport for identification.
2. Fill out an application for providing information about a personal insurance account indicating SNILS.
3. Wait until the citizen is given a document indicating the status of the personal account.

You can also find out the funded part of your pension via the Internet. Here the procedure is slightly different from the previously listed methods.

Registration on "State Services"

To use the Internet to clarify information about pension savings, you need to contact the State Services portal. The most difficult thing here is registration. Therefore, you need to pay close attention to it. Citizens without an account on this service cannot use the services offered.

To register, you need:

1. Visit the website gosuslugi.ru and click on “Personal Account” on the right side of the screen.
2. Click on "Register" below.
3. Fill in the information required by the system (last name, first name, email and phone number).
4. Confirm registration using a secret code - it will be sent to your mobile phone.
5. Enter the sent password.
6. Fill out the user form (SNILS, full name, passport details are indicated here).
7. Wait for your account to be verified (about 14 days) and re-authorize.

Now you can think about how you can find out the amount of the funded part of your pension via the Internet. Your account on State Services is ready to use. What now?

Via the Internet

Through the Internet you can get all the information you need, as well as draw up certain documents without leaving your home. As soon as access to your account on “State Services” is obtained, you need to enable the “Electronic Services” function in the settings. Next, the profile will begin to work in full force.

So how can you find out the funded part of your pension online? To do this, after logging in to the State Services portal you need to:

1. In the search bar in the "Services" section write "ILS statement".
2. Select the desired line in the results.
3. Click on “Get a service” after reading the information.
4. Fill out the form (if required).
5. View information about the status of your personal insurance account.

But there is one more trick. If you correctly fill out an account on “State Services”, a citizen can simply log in on the site, and then in the “Personal Account”, after indicating and confirming the SNILS, see the status of the ILS. If you wish, you can even replenish the funded part of your pension through Gosuslugi.

In 2012, Federal Law No. 242 was adopted, which allowed checking the funded part of a pension upon presentation of SNILS.

Once a year, citizens can obtain free information about their account status by choosing one of the proposed methods. To do this, you need to prepare documents and fill out an application.

How are they formed

In 2013, a new system for calculating pensions was introduced, which divided citizens’ savings into 2 parts. Now everyone has 2 accounts: one contains the insurance part, and the other contains the savings part.

There is a significant difference between them:

• the insurance part is the basis of pension accruals, on top of which the accumulative part is added, if any. The obligatory share is paid to every citizen of the Russian Federation who has reached the established age. However, it is calculated based on the cost of living and is a small amount. A citizen cannot influence these funds;
• The funded part is the sum of all citizen contributions (including insurance and voluntary) to a state or non-state pension fund. It is allowed to form a pension from the moment you receive SNILS. Even a child can save for a future old-age pension. A personal account with a savings part is a deposit in a bank. The citizen makes regular contributions, then they, along with the bonus, are returned in the form of a pension. Thus, the citizen himself influences the amount of the funded part.

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In other words, Russians can either rely only on employer contributions, which amount to 22% of their salary, or invest money in the funded part. At the same time, pensioners also have the right to contribute funds so that the monthly payment gradually increases and is recalculated based on new data.

Article 7 of Federal Law No. 424 establishes that the size of the funded part is calculated from the amount of the citizen’s investments.

When determining monthly pension payments, the following are taken into account:

• additional insurance premiums;
• employer contributions;
• contributions for co-financing (if any);
• maternity capital funds;
• percentage of investment funds.

The funded part is not related to the official length of service, since it is calculated on the basis of the citizen’s personal account.

Where can I check

To check the amount, you need to find out where the money is. Then collect documents and submit them to the authority that has information about the size of the investment.

You can find funds in several ways:

• remember whether the citizen signed an agreement on the redistribution of the funded part of the pension to a non-state pension fund. The citizen must have an agreement indicating the address and contact details of the organization;
• if the citizen has not signed the agreements, then the funds are stored in the Pension Fund of Russia, so you need to contact the nearest branch of the Pension Fund for a certificate.

How to know the amount of the funded part of the pension according to SNILS

In 2019, citizens have access to several ways to check the status of their personal account, including:

• in the accounting department at the official place of work;
• in the branch of a non-state fund.

Which method to choose depends on the preferences of the citizen. It makes sense to contact non-state funds only if the money is not kept in the official Pension Fund of the Russian Federation.

Large NPFs have their own websites, after registering on which users can find out the status of their account. If a citizen contacts an employer, he can obtain information about all financial contributions for the last few years.

To find out about the status of your personal account at your place of work, you need to:

• go to your boss (or to the accounting department);
• present your passport and SNILS;
• fill out an application to receive information about pension transfers;
• receive a statement with account details.

Most companies submit documents immediately after presenting SNILS. An employer cannot refuse a citizen, otherwise the employee has the right to file a lawsuit.

In the Pension Fund

You can approach the Pension Fund in person or contact employees by phone. The procedure is approximately the same:

• prepare documents (original passport and SNILS);
• call the branch at your place of residence or come in person;
• answer the employee’s questions, provide passport details and ask for documents about the status of the account;
• receive data by mail.

The State Pension Fund requires 10 days to consider the application, the response is sent to the mailbox.

In Sberbank

If the funds are in a non-state fund, you need to go there, otherwise you can go to a Sberbank branch. The process of obtaining a document is practically no different from the procedure for receiving it from the Pension Fund.

This requires:

• present the original passport and SNILS;
• fill out an application for account details;
• receive a document with the bank's seal.

The paper is issued immediately within a few minutes. Employees have no right to refuse a citizen.

Via the Internet

The State Services website invites users to independently check the status of the funded part of their pension. To do this you will need:

• register on the State Services portal. To register, you will need to enter your full name, mobile phone and email. To access all site services, an electronic signature is required, which is obtained from the Pension Fund. If the user is already registered, just enter your email and password;
• on the main page, select “Service Catalog”, go to the “Pension, benefits and benefits” section and click on the link “Notice on the status of a personal account in the Pension Fund of Russia”;

• in the window that appears, click “Get a service”, the site will take a few minutes to process the request;

• A page will appear with the item “Account status information”. The document can be opened in a browser or saved to a computer. The statement will remain in your personal account and can be printed at any time.

How to view the deceased's savings

According to current legislation, close relatives of a deceased citizen have the right to receive the funded part of his pension.

Successors appointed by the deceased during his lifetime can also claim his pension savings.

To receive funds, relatives must contact the Pension Fund or a selected non-state fund and fill out an application.

You will need to present the following documents:

• original passport and SNILS;

• death certificate of a citizen;
• any papers that confirm a close relationship.

Employees of the selected organization will check the documents. If everything is filled out correctly, citizens will receive a one-time payment of the funds remaining in the deceased’s savings account.

Funds are transferred to citizens’ bank accounts or transferred via mail at their place of residence.

Pension savings are the property of citizens; they have the right to demand account details at any time. The funded part is an investment in the future, the only way for a citizen to significantly increase his pension payments.

Video: How to find out the size of the funded part of your pension

The Ministry of Labor and Social Development of the Russian Federation (Mintrud) and the Pension Fund of Russia (PFR), after long and painstaking work, informed the President that the pension calculator developed by experts had been successfully launched. This service allows people who are still working to find out approximately how much pension they can hope for when they retire.

Of course, this is an approximate value that This pension calculator is designed to calculate the conditional amount of a pension in 2019 prices using the current pension formula and the formula that is currently developed by the Government of the Russian Federationpension calculator 2019 It will be given to you online. The calculation of pensions is carried out both according to the rules currently in force and in accordance with the new formula for calculating pensions, which was developed by the government of the Russian Federation. Therefore, when the pension calculation service appeared, it is now possible for any Russian citizen to determine his pension. The pension calculation form is designed in such a way that it is possible to estimate what will happen in the future with the pension rights of any person who is planning to retire in the future. The calculator takes into account several factors that affect the amount of the pension, these are:

• duration of work;
• length of military service for men;
• fact of child care for women,
• continuation of work after reaching retirement age.

It should be noted that, according to , the amount of the old-age pension depends primarily on the amount of insurance contributions that were transferred for the employee to the Pension Fund of Russia, so to speak, to the compulsory pension insurance system (OPS). But the amount of work experience of an employee retiring has almost no effect on the size of his pension. This restriction is removed, because it takes into account the so-called annual pension coefficient, which takes into account each year of work of a Russian.

The specific size of the calculated pension increase coefficient depends on the difference between the employee’s salary and the maximum possible salary with which employers legally pay insurance contributions to the mandatory pension insurance system. At the beginning, the maximum salary will be set at 1.6 times the Russian average salary (AWS), but then the government plans to increase it to 2.3 AWS within 7 years.

Note: Salaries, of course, are taken into account only exclusively “white”, official, without “envelopes”!

The old-age insurance pension is calculated using the formula: the sum of your pension points is multiplied by the cost of one pension point in the year the insurance pension was assigned and the amount of the fixed payment is added.

When calculating the conditional amount of the insurance pension, the following indicators for 2016 are used:

• Fixed payment - 4383 rub. 59 kopecks;
• The cost of 1 pension coefficient is 71.41 rubles;
• The maximum salary before personal income tax, subject to insurance contributions, is 66,334 rubles per month.

In addition, when calculating the labor insurance pension, additional increasing coefficients will be taken into account for each year of work after the person reaches retirement age. In addition, coefficients for military service and time spent caring for a child are introduced. By adding up all the annual and bonus coefficients, the resulting amount is multiplied by the value of the annual pension coefficient. It will be set every year by the government of the Russian Federation, as well as by the coefficient for deferred pension, i.e. for the fact that a person remained working and did not retire due to old age. This is the main incentive factor.

The received fixed payment (analogous to today's fixed base amount of the insurance part of the old-age labor pension, its size in 2013 is 3,610.31 rubles), is increased by the size of the bonus coefficient for work after reaching retirement age - and here it is, your pension. At least the insurance part of it. But for those who were born in 1967. or later, there is also a funded part, consisting of insurance contributions from employers and income from their investment.

Note: The pension calculator is intended only for those Russians who work and who More than three years left until retirement. The service is not intended for calculating payments for the disabled and incapacitated, people who have lost their breadwinner, military personnel and employees of law enforcement agencies, individual entrepreneurs, as well as workers in hazardous and hazardous industries who have the right to early retirement. Because the size of pensions for them is calculated according to other, special principles that this calculator does not take into account.

PERSONAL ACCOUNT of a citizen, The amount of the future Pension can be adjusted via the Internet

Citizens can refuse the funded component of their pension, as well as transfer their pension savings from the Pension Fund to the Non-State Pension Fund online.

Note: Information from the Pension Fund of Russia

These opportunities are provided for users of the “Personal Account of a Citizen” on the PFR website who have a qualified electronic signature (CES).

Via the Internet, you can submit applications to transfer from the Pension Fund to the NPF and back, as well as transfer your pension savings from one NPF to another.

In addition, you can refuse the funded part of the pension in favor of the insurance one. Moreover, it does not matter who now manages the funded part of your pension (PFR or NPF).

To gain access to your “Personal Account”, you just need to register and have an account on. There is no need to register separately on the Pension Fund website. But to obtain a qualified electronic signature, you will have to contact an accredited certification center. A list of such centers, as well as detailed instructions for submitting electronic applications, can be found on the Pension Fund website.

Citizens can ask their questions about pensions by phone

Citizens can get a free consultation by calling the new number of the unified federal call center of the Pension Fund of Russia:

8-800-302-23-02

Not only the consultation is free, but also the call itself (in Russia). You can request clarification at any time of the day.
The Unified Federal Advisory Service of the Pension Fund of the Russian Federation answers questions regarding, in particular.

Over the past couple of years, Russian pension legislation has been seriously reformed, the rules and principles of pension contributions have been changed, it has been introduced, it has become possible to transfer part of the contributions to non-state pension funds, pensions for working pensioners have become regulated separately, and much more. It is sometimes difficult to understand these innovations and understand how much money is being credited and where for your future pension.

Did you know that you can check your pension savings not only during a personal visit to a branch of the Pension Fund of the Russian Federation, but also online on the unified public services portal (EPGU)? For such a check, you will need only two documents: an insurance certificate and an identification document (for example, a passport). This publication will help you learn the easiest way to check your pension savings using your SNILS number.

How to check pension contributions by SNILS number?

We remind you that every employer is required to transfer insurance contributions to the Pension Fund for each of its employees in accordance with the Labor Code of the Russian Federation. Until 2013, the question of checking pension savings did not arise for citizens, due to the fact that each of them was sent a document from the pension fund with a report on the amount of pension savings for the past year. But, starting in 2013, this procedure was abolished and letters from the Pension Fund of the Russian Federation began to arrive only upon an official application from citizens.

Currently, you can check your pension savings using your SNILS number by personally contacting any branch of the Pension Fund, presenting your insurance certificate and passport to Pension Fund employees.

How to check pension savings according to SNILS online?

The service for checking the “balance” of pension contributions online became available to citizens of the Russian Federation through a single portal of public services not so long ago. In order to find out the amount of your pension savings according to SNILS via the Internet, you need to go to the website gosuslugi.ru and select the required service in the catalog of government services. In our case, this is “Pension savings”.

The next step is to request an extended statement from the Pension Fund account. The procedure is completed within a few minutes, after which you will receive a letter - a report with the amount of savings for your pension. If necessary, the pension statement can be printed through the user’s personal account.

Please note that this service is not available for clients of non-state pension funds (NPF). In this case, you can request information on your pension account only on the corresponding official websites of non-state pension funds.

Is it possible to check your SNILS number online?

From time to time, many people need to find out the SNILS number and, ideally, do it online, however, according to the explanations of the Pension Fund of the Russian Federation, published on the official website, it is strictly confidential and cannot be distributed via the Internet (we have already written about this earlier). It is possible to obtain information about the insurance certificate number only by personally contacting the Pension Fund of Russia branch.

Currently, there are a number of Internet resources that allow you to check the validity of your individual personal account insurance number (SNILS) online. For example, on the new portal of the Social Insurance Fund of the Russian Federation (http://portal.fss.ru/fss/lgot/snils), you can check the insurance number of an individual personal account (SNILS) to determine its correctness. To do this, just enter the insurance certificate number in the search bar.

As you can see, the procedure for checking pension savings in your personal pension account using the SNILS number is simple and is carried out without a heap of paperwork and queues. We remind you that there are two absolutely simple and legal ways - a personal application to the Pension Fund and an online request on the government services portal. Both options are free and do not require a long time commitment.